What are your must-have deal breakers vs. nice-to-have features?

Take into consideration:

Budget range
Location / Commute (time/distance)
Schools
Home and lot size
Home features and layout
Neighborhood/community amenities, covenants and/or zoning restrictions
Age of home
Tolerance for remodeling

Schedule an appointment to discuss what you’re looking for, timeline, availability for showings and any other requirements you may have as you begin your search.

Get pre-approved for a mortgage. Knowing how much you can borrow saves time and alleviates surprises down the road.

We can help introduce you to reputable lenders that can provide assistance throughout the financing process – from pre-approval to funding.

Home Search:

We will share actual sales prices of similar homes that may have influenced the final price. Using this knowledge allows you to determine if the asking price on a home you are interested in is on par with comparable properties.

Make an Offer

Make a realistic offer. We can help you determine a fair opening offer for the home and will help negotiate with the seller on price, contingencies, closing dates and other factors.

You will want to review your available options with multiple trusted lenders, comparing rates, points, terms, etc. The lenders you select will provide preliminary projections on closing costs, attorney fees, title insurance, appraisal fees, recordation fees, taxes, and private mortgage insurance (PMI) if required.

Schedule a home inspection.

If your offer is accepted, schedule a home inspection as quickly as possible, especially if your offer includes an inspection contingency. We can advise on licensed professionals and negotiate with the seller to address issues that may be identified.

Coordinate the appraisal with your lender. This is a critical step in determining if your mortgage will be approved for the amount you have requested. We can assist in helping coordinate an appraisal and advise you on options if an appraisal falls below expectations. If you are purchasing a home with cash, an appraisal is not required. However, you may wish have a cash appraisal performed to validate your offer.

Closing the Sale

Schedule a pre-closing walk-through.  Just prior to the closing, make time to take a final inspection of the home, its exterior and the property to ensure it is being delivered in the condition you expect. We will be with you during the walk-through and advise if you have any concerns.
Set up utility billing transfers and provide the date you wish to have the accounts transferred to your name.  
Ensure all paperwork and disbursements are ready. We will carefully review all the documentation at settlement, advise of any out-of-pocket expenses due at closing, and coordinate with the lender or financial institution to disburse funds to Seller at settlement.

Then we will offer a HUGE CONGRATULATIONS maybe even a hug, take a picture and hand over the keys to your new home!